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Core Banking

Account operations,
simplified

A complete API layer for account management, fund transfers, and customer operations — connected to your core banking system.

Capabilities

Everything you need for core operations

Account Management

Open, close, freeze, and manage accounts across multiple products with full lifecycle support.

Deposits & Withdrawals

Process deposits, withdrawals, and internal transfers with real-time balance updates.

Fund Transfers

Intra-bank, inter-bank (NIP), and bulk transfers with automatic NIBSS routing.

Customer Management

Unified customer profiles with KYC tiers, BVN validation, and document management.

Account Products

Configure savings, current, fixed deposit, and custom account products with dynamic parameters.

Compliance & Reporting

Automated CBN reports, transaction limits enforcement, and suspicious activity flagging.

Integration

Connects to your core banking

BankLingo abstracts the differences between core banking systems behind a unified API. Switch from BankOne to Finacle without changing your application code.

  • BankOne native connector
  • Finacle and T24 adapters
  • NIBSS NIP for inter-bank transfers
  • Real-time balance synchronisation
  • Automatic retry and failover
View API Reference
GET  /api/accounts/{id}/balance
POST /api/accounts/create
POST /api/transfers/intra-bank
POST /api/transfers/nip
GET  /api/customers/{id}/accounts
POST /api/accounts/{id}/freeze

Ready to connect your core banking?

Get started with our integration guide or talk to our team.