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Loan Origination

From application
to disbursement

Automate the entire loan lifecycle — from intake and credit assessment to approval and disbursement.

Capabilities

Complete loan management

Application Intake

Digital application forms with document upload, BVN verification, and automated data extraction.

Credit Assessment

Configurable scoring models, bureau checks, and risk-based decisioning with override workflows.

Product Configuration

Define loan products with flexible terms, interest structures, fees, and eligibility criteria.

Approval Workflows

Multi-level approval chains with delegation, escalation, and automated routing based on risk bands.

Disbursement

Automated disbursement to customer accounts with real-time confirmation and notification.

Portfolio Monitoring

Track repayments, manage delinquencies, and generate PAR reports across your loan book.

Process

Streamlined workflow

1
Apply

Customer submits application via any channel — branch, mobile, agent.

2
Assess

Automated credit scoring and document verification.

3
Approve

Routed through approval chain based on amount and risk.

4
Disburse

Funds deposited directly into the customer account.

Automate your loan operations

Reduce processing time from weeks to hours.