API-first banking infrastructure that lets you focus on your product — not on building payment rails, compliance engines, and banking plumbing.
Every feature available via documented REST APIs with OpenAPI specs and SDKs.
Go from idea to production in days. Pre-built modules eliminate months of development.
Build bespoke financial products by composing BPMN workflows with drag-and-drop.
Multi-tenant architecture with horizontal scaling — grow from 100 to 1M users without re-architecture.
KYC, AML, and CBN compliance handled by the platform — focus on your product, not paperwork.
Support web, mobile, USSD, and agent channels from a single API layer.
// Create a virtual account
const account = await banklingo.accounts.create({
customerId: "cust_abc123",
product: "fintech-wallet",
currency: "NGN",
metadata: {
appUserId: "user_xyz",
tier: 1
}
});
// Fund transfer
const transfer = await banklingo.transfers.create({
from: account.id,
to: "001-9876543-01",
amount: 50000,
narration: "Wallet withdrawal"
});