Approve Deposit Account

Overview

The ApproveDepositCommand allows supervisors or authorized users to approve a pending deposit account, activating it for use.

Endpoint

POST /api/bpm/cmd

Request Body

{
  "cmd": "ApproveDepositCommand",
  "data": {
    "accountEncodedKey": "DEP-123456",
    "comment": "Account approved after verification"
  }
}

Request Parameters

Parameter	Type	Required	Description
cmd	string	Yes	Must be "ApproveDepositCommand"
data	object	Yes	Approval data
↳ accountEncodedKey	string	Yes	Deposit account identifier
↳ comment	string	No	Approval comment

## Response Structure

### Success Response

```json
{
  "succeeded": true,
  "message": "Deposit account approved successfully",
  "data": {
    "depositId": "DEP001234",
    "accountNumber": "1234567890",
    "status": "Active",
    "approvedBy": "supervisor@bank.com",
    "approvedDate": "2024-01-16T10:00:00Z",
    "approvalComments": "Account documentation verified. Approved for activation."
  },
  "statusCode": 200
}

Error Response

{
  "succeeded": false,
  "message": "Failed to approve deposit account",
  "errors": [
    {
      "code": "DEPOSIT_NOT_PENDING",
      "message": "Deposit account is not in Pending_Approval status",
      "field": "depositId"
    }
  ],
  "statusCode": 400
}

Field Descriptions

Field	Type	Required	Description
depositId	string	Yes	Unique identifier of the deposit account to approve
approvalComments	string	No	Comments explaining the approval decision

Business Rules

1. Status Requirements

   • Deposit account must be in "Pending_Approval" status
   • Account must not already be approved or rejected

2. Authorization

   • User must have approval permissions
   • User cannot approve their own requests (maker-checker separation)
   • User must be assigned to the same branch or have cross-branch approval rights

3. Account Activation

   • Upon approval, account status changes to "Active"
   • Account becomes available for transactions
   • Customer notifications are triggered

Error Codes

Code	Description	HTTP Status
DEPOSIT_NOT_FOUND	Deposit account does not exist	404
DEPOSIT_NOT_PENDING	Deposit account is not pending approval	400
SELF_APPROVAL_NOT_ALLOWED	Cannot approve your own request	403
INSUFFICIENT_PERMISSIONS	User does not have approval permissions	403
INTERNAL_ERROR	An unexpected error occurred	500

Code Examples

C# Example

Code Removed

Implementation details removed for security.

Contact support for implementation guidance.

JavaScript/TypeScript Example

async approveDepositAccount(depositId: string, comments: string) {
  const command = {
    depositId,
    approvalComments: comments
  };

  const response = await this.client.deposits.approve(command);
  
  if (response.succeeded) {
    console.log(`Deposit account ${response.data.accountNumber} approved`);
    console.log(`Status: ${response.data.status}`);
  }

  return response;
}

cURL Example

curl -X POST https://api.banklingo.com/api/administration/deposits/approve \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -d '{
    "depositId": "DEP001234",
    "approvalComments": "Account documentation verified. Approved for activation."
  }'

Related Commands

• Request Deposit Approval - Submit deposit for approval
• Reject Deposit - Reject pending deposit account
• Retrieve Deposit By ID - Get deposit account details